USDA Rural Development Loans

TRI-CAP loan packagers can help low-income individuals apply for home loans through USDA Rural Development. Also known as the Section 502 Direct Loan Program, this program assists low-income and very-low-income applicants obtain decent, safe, and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Home improvement loans up to $20,000 are also available through USDA-Rural Development.  Seniors can apply for home improvement grants in amounts up to $7,500.

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How to reach TRI-CAP during Indiana’s Executive Order #20-08

Our TRI-CAP staff members have been working diligently to continue serving our clients and have found alternative ways to serve our clients without being physically face-to-face through this COVID-19 pandemic and have restricted access to our facilities to anyone other than staff.  We have been in constant communications with our clients thus far and continue to provide the individual care that each person needs. 

In compliance with Indiana’s Stay at Home Executive Order #20-08, our staff will no longer be on site through the duration of the statewide Executive Order. 

Our phones will continue to be answered through 4:30 p.m. Tuesday, March 24, 2020. 

  • Dubois County office:                 812-482-2233
  • Pike County office:                      812-354-8721
  • Warrick County office:                812-897-0364
  • Vanderburgh County office:       812-428-2189

Beginning, Wednesday, March 25, 2020 our phone lines will only be able to receive messages that will be checked daily.  If you prefer to reach us via email, you may contact our Director Team for these services and they will refer your inquiry to the applicable staff member to assist you.

  • Neil Elkins, TRI-CAP Housing Services Director, neil@tri-cap.net (Utility, Weatherization, and Housing programs, etc.)
  • Deb Capps, TRI-CAP Health Services Director, deb@tri-cap.net  (Healthcare navigation, Family Planning, and Breast Cancer services.)
  • Nikki Lasher, Family and Community Partnerships Director, nikki@tri-cap.net (Healthy Families, Retired and Senior Volunteer Program.)
  • Molly Wuchner, Head Start Director, molly@tri-cap.net (Head Start program)
  • Joyce Fleck, Executive Director, joyce@tri-cap.net for any other administrative inquiries

TRI-CAP’s health, housing, and education services change lives, empower families, and improve communities.