Housing Counseling

Get counseling at TRI-CAP for all your housing and financial education needs….

TRI-CAP offers services to guide and assist you to become financially fit.  We offer HUD certified pre-purchase education courses, budgeting and credit counseling, financial literacy seminars, and  mortgage default, delinquency, and foreclosure prevention assistance.

Pre-Purchase Homebuyer Education

TRI-CAP offers in person training as well as self guided workshops for first time homebuyers.  You can choose which options works best for your busy schedule.   The in person workshops are taught by a state and nationally certified instructor and offer a comprehensive 8-hour course preparing the first time home buyer for the home buying process.  The course covers such topics as selecting a mortgage, selecting a home, key documents in the home buying process, and post-purchase education.  If interested in the online homebuyer education course click here: https://app.ehomeamerica.org/tri-cap .  Both courses provide you with a certificate of completion that may be required by your lender to purchase a home. For additional information please contact Justin at (812) 354-8721 or  Tammy at (812) 897-0364.

Budgeting/Credit Counseling

TRI-CAP offers budget and credit counseling to the community. This service is offered free of charge to anyone requesting the service.  A counselor will meet with each client on a one-on-one basis and evaluate the client’s individual situation.  The counselor and client will work together to create short and long term goals to reduce the amount of debt the client has and create a plan to develop savings and assets.  Upon request, the counselor can also evaluate a client’s credit history and provide suggestions to improve the credit score.   Please contact your local TRI-CAP office to schedule an appointment.

See What Services are in Your County

How to reach TRI-CAP during Indiana’s Executive Order #20-08

Our TRI-CAP staff members have been working diligently to continue serving our clients and have found alternative ways to serve our clients without being physically face-to-face through this COVID-19 pandemic and have restricted access to our facilities to anyone other than staff.  We have been in constant communications with our clients thus far and continue to provide the individual care that each person needs. 

In compliance with Indiana’s Stay at Home Executive Order #20-08, our staff will no longer be on site through the duration of the statewide Executive Order. 

Our phones will continue to be answered through 4:30 p.m. Tuesday, March 24, 2020. 

  • Dubois County office:                 812-482-2233
  • Pike County office:                      812-354-8721
  • Warrick County office:                812-897-0364
  • Vanderburgh County office:       812-428-2189

Beginning, Wednesday, March 25, 2020 our phone lines will only be able to receive messages that will be checked daily.  If you prefer to reach us via email, you may contact our Director Team for these services and they will refer your inquiry to the applicable staff member to assist you.

  • Neil Elkins, TRI-CAP Housing Services Director, neil@tri-cap.net (Utility, Weatherization, and Housing programs, etc.)
  • Deb Capps, TRI-CAP Health Services Director, deb@tri-cap.net  (Healthcare navigation, Family Planning, and Breast Cancer services.)
  • Nikki Lasher, Family and Community Partnerships Director, nikki@tri-cap.net (Healthy Families, Retired and Senior Volunteer Program.)
  • Molly Wuchner, Head Start Director, molly@tri-cap.net (Head Start program)
  • Joyce Fleck, Executive Director, joyce@tri-cap.net for any other administrative inquiries

TRI-CAP’s health, housing, and education services change lives, empower families, and improve communities.