Housing Counseling

Get free counseling at TRI-CAP for a variety of your housing and financial education needs….

TRI-CAP’s HUD-certified housing counselors offer services to guide and assist you to become financially fit.  Addressed areas of need may include:

Mortgage and Foreclosure Assistance

Our trained HUD-certified Housing Counselors can provide assistance to homeowners at risk of losing their homes to foreclosure.  TRI-CAP is part of the Indiana Foreclosure Prevention Network (IFPN).  We will work to find a solution that could prevent foreclosure.  All of our foreclosure prevention services are provided at no cost to you.  To explore foreclosure prevention options, please click here.

Pre/Post-Purchase Homebuyer Education

TRI-CAP offers in-person training as well as self-guided workshops for first time homebuyers. These courses cover such topics as choosing a loan product, selecting a home, key documents in the home buying process, and post-purchase education.  Both courses provide you with a certificate of completion that may be required by your lender in order to purchase a home.  If interested in the online homebuyer education, please click here.

Financial Awareness, Budget, and Credit Counseling

This service is offered at no cost to anyone requesting the service.  A counselor will meet with each client on a one-on-one basis and evaluate the client’s individual situation.   The counselor and client will work together to create short- and long-term goals to try and reduce the amount of debt the client has and create a plan to develop savings and assets.  Upon request, the counselor can also evaluate a client’s credit history and provide suggestions to improve the credit score.

For additional information on all the Housing Assistance services listed above, please contact Justin Collins, Housing Assistance Coordinator:  (812) 354-8721 or Justin.Collins@tri-cap.net 

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